Terms of service

By accessing or using Allocate (useallocate.com) (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Website.

Allocate operates an early access / waitlist website for a future financial technology product.
- We are not a bank.
- We are not a financial institution.
- We do not provide banking, lending, investment, payment, money transmission, or financial advisory services.
- No regulated financial services are offered at this stage.

Any references to future functionality are informational only and non-binding.

You must be at least 18 years old to use the Website.
By using the Website, you represent and warrant that you are 18 or older.
We do not knowingly allow use by minors.

The Website provides:
- Informational content
- Early access registration / waitlist
- Product concept descriptions

We make no guarantees that:
- The product will launch
- Any described features will exist
- Access will be granted to all users
- The product will be free or paid

We may modify or discontinue the Website or product concept at any time without notice.

When you submit information (email, ZIP code, bank names):
- You confirm the information is accurate to the best of your knowledge
- You agree not to submit sensitive data (bank account numbers, SSNs, card numbers)
- You grant us the right to use this information as described in the Privacy Policy

You remain responsible for the content you submit.

By submitting your email, you may receive:
- Product updates
- Early access notifications
- Research or onboarding messages

Marketing emails are sent only where permitted and include an unsubscribe option.

Some visual content on the Website, including but not limited to illustrations, mockups, and images, may be created using AI technology.

AI-generated images are used for:
- Concept visualization
- Design experimentation
- Non-representational illustrative purposes

Such images:
- Do not depict real people, accounts, or financial data
- Are not guarantees of product appearance or functionality

Bank names, logos, and trademarks displayed or referenced on the Website are the property of their respective owners.
Their use is for identification and informational purposes only, under principles of nominative fair use.

Allocate is not affiliated with, endorsed by, sponsored by, or associated with any bank or financial institution.

All Website content, excluding third-party trademarks, is owned by us or licensed to us, including:
- Text
- Layout
- Visual design
- Logos (excluding bank logos)
- AI-generated images

You may not copy, reproduce, distribute, or create derivative works without prior written permission.

If you believe that content on the Website infringes your copyright, you may submit a DMCA notice.

DMCA Contact:
- Email: dmca@useallocate.com

Your notice must include:
1. Identification of the copyrighted work
2. Identification of the allegedly infringing material
3. Your contact information
4. A statement of good faith belief
5. A statement under penalty of perjury that the information is accurate
6. Your physical or electronic signature

We may remove content and terminate repeat infringers where appropriate.

You agree not to:
- Use the Website for unlawful purposes
- Attempt to gain unauthorized access
- Interfere with site operation or security
- Scrape or harvest data without permission
- Misrepresent affiliation with Allocate or any bank

The Website is provided “as is” and “as available.”

We disclaim all warranties, including:
- Fitness for a particular purpose
- Accuracy or completeness
- Availability or uptime
- Non-infringement

Information on the Website is not financial, legal, or investment advice.

To the maximum extent permitted by law:

We are not liable for:
- Indirect, incidental, or consequential damages
- Loss of data, profits, or opportunities
- Reliance on Website content
- Unauthorized access or use

Your sole remedy is to stop using the Website.

You agree to indemnify and hold us harmless from claims arising out of:
- Your use of the Website
- Your submitted content
- Violation of these Terms
- Violation of applicable law or third-party rights

These Terms are governed by the laws of the United States, without regard to conflict of law principles. Venue, if applicable, shall be determined by us.

We may update these Terms at any time.
Changes become effective upon posting.
The “Last updated” date reflects the current version.

Email: privacy@useallocate.com
Company: Not registered yet
Address: 511 Tremont St Boston MA 02116