Privacy Policy

Allocate (useallocate.com) (“we”, “us”, or “our”) operates an early access website for a future financial technology so-called product.
At this and further stages, we are not a bank. At this stage we do not provide financial services.
This Privacy Policy explains how we collect, use, and share information when user visits our website or interact with us online.
Contact: privacy@useallocate.com
Company: not registered yet
Address: 511 Tremont St Boston MA 02116

When user submits a form, we may collect:
- Email address
- ZIP / postal code
- Names of banks user currently uses

Purpose:
- Contact user about the product and updates
- Understanding demand for bank integrations
- Analyze geographic interest
We do not collect bank account numbers, card numbers, SSNs, or other sensitive financial information. Do not submit such data.

When submitting a form, user has an option to refuse an opportunity to receive news and special products via email. To do this, user may revoke the “I agree to receive news and personalized offers” checkbox. By default, this checkbox is active meaning user’s consonent.

We automatically collect:
- IP address and approximate location
- Browser, device, and operating system
- Pages viewed and time spent
- CTA interactions and A/B testing events
- Whether a form is submitted after a CTA (clicking the action buttons on the website)

Purpose:
- Operate and secure the site
- Analyze usage and conversions
- Improve content, UX, and experiments

We use Google Analytics (GA4) and similar tools for statistical analysis.

These services may collect:
- IP address (possibly truncated)
- Device identifiers
- Page views and interaction events

We use analytics only for internal analysis.
We do not sell personal information and do not use data for cross-context behavioral advertising.

Learn more about Google’s data practices in Google’s Privacy Policy.

We use information to:
- Operate and improve the website and product
- Analyze demand and integrations
- Communicate with users
- Send updates and promotional emails (where permitted)
- Run A/B tests
- Detect and prevent security issues
- Comply with legal obligations

We do not sell personal information.

We may share information with:
- Service providers (hosting, analytics, email tools) acting on our instructions
- Professional advisors (legal, accounting)
- Authorities, if required by law
- Other parties with user’s explicit consent

If involved in a merger or acquisition, information may be transferred subject to similar protections.

We retain information only as long as necessary:

- Email and form data: until user unsubscribe, request deletion, or the product launches and waitlist data is no longer needed
- Analytics data: retained for a limited period (up to 24 months), then deleted or anonymized

Depending on user’s state of residence, including California, user may have the right to:
- Know what personal information we collect and why
- Request deletion or correction
- Opt out of the sale or sharing of personal information

We do not sell or share personal information as defined under the CCPA/CPRA.

Requests can be made at: privacy@useallocate.com
We will respond as required by applicable law.
User may opt out of marketing emails at any time via the unsubscribe link.

Our website is not directed to children under 13.
We do not knowingly collect personal information from children under 13. If we learn that we have, we will delete it immediately.

We use reasonable safeguards to protect information.
No system is 100% secure, and we cannot guarantee absolute security.

Our website is intended for users in the United States.
If user access it from another country, user’s information may be processed in the U.S.

We may update this Privacy Policy from time to time.
The “Last updated” date will reflect changes.

Email: privacy@useallocate.com
Address: 511 Tremont St Boston MA 02116